Venmo

Editor's Review

Venmo is the go-to app for anyone who wants a fast, safe, and social way to handle their money. 🚀 With over 83 million users, it’s a trusted platform for sending and receiving payments. Whether you're splitting the rent 🏠, sending a gift 🎁, or paying for dinner 🍕, Venmo makes it incredibly easy and fun. Add a note to each payment to share and connect with friends, making transactions more personal and engaging. 💬

One of the coolest features is the ability to split a request among multiple Venmo friends. Now you can send a payment request to multiple Venmo friends at once and customize the amount each person owes. Forget about doing math; Venmo does the work. ➗

The Venmo Credit Card is a game-changer, offering up to 3% cash back on your eligible top spend category. 💳 The best part? Venmo does the math for you. You can even split card purchases with Venmo friends, and shop everywhere Visa® credit cards are accepted—online, in-store, worldwide². So, whether you're buying groceries 🍎 or booking a vacation ✈️, you're earning rewards.

For those interested in cryptocurrency, Venmo lets you buy, hold, and sell crypto right in the app, starting with as little as $1. 💰 If you're new to crypto, Venmo provides in-app resources to help you learn the ropes. Just remember, crypto is volatile, so be sure to invest at a pace you're comfortable with. 📈📉

The Venmo Debit Card allows you to spend your money anywhere Mastercard® is accepted in the U.S., plus you can earn cashback from some of your favorite spots. 🎉

Venmo also offers Teen Accounts, providing a debit card and Venmo account for users aged 13-17. It's a great way for teens to manage their money responsibly with parental supervision. 🧑‍👧‍👦 All with no minimum balance or monthly fee

If you're running a side gig or small business, Venmo has you covered. Create a business profile under your same Venmo account to keep your personal and business transactions separate. 💼

You can also use Venmo to pay in your favorite apps and online, such as Uber Eats, StockX, and Grubhub. 📱

Managing your money is a breeze with Venmo. Get your Venmo money in the bank within minutes using Instant Transfer⁶. You can even get your paycheck up to two days earlier* than your normal payday with Direct Deposit. 🏦

Download Venmo today and join the millions who are enjoying a better way to pay and get paid! 👍

Features

• Send and receive money quickly

• Split payment requests easily

• Venmo Credit Card with rewards

• Buy and sell cryptocurrency

• Venmo Debit Card with cashback

• Venmo Teen Accounts available

• Business profiles for side gigs

• Pay in apps and online conveniently

• Manage money with instant transfers

• Early paycheck with direct deposit

Pros

• Fast and safe way to send/receive money

• Option to split requests among Venmo friends

• Earn rewards with the Venmo credit card

• Buy, hold, and sell cryptocurrency easily

• Earn cashback with the Venmo debit card

• Venmo Teen Accounts for young users

• Create a business profile on Venmo

• Pay in apps and online conveniently

• Manage your money with instant transfers

• Get paid up to two days earlier with direct deposit

Cons

• Crypto investment is subject to risk

• Transfer delays may occur during reviews

• Cash back is subject to terms